MoneytoGrowBusiness

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Don't Give Up on Financing Until You've Read These Facts
 

Dear Friend,

My name is Tiffany Wright. I’m a small business and financial advisor. I’m not a professional ad writer. But what I have to share with you is so powerful, I decided to write you myself. So bear with me a little.

I’m excited about something very important, and I wanted to share it with you. So, I wrote this long, but time-critical letter. Please take a few minutes and read it now.

The “failure” rate for small businesses that have employees (the only ones the SBA tracks) is high. According to the SBA 56% of these firms disappear in 4 years or less. The rate is higher for businesses without employees. What is one of the major reasons owners cite for this high failure rate? Lack of capital.

Of course, some misguided owners will tell you they are doing fine without paying attention to their cash position or financing. WRONG! Just take a look at their cash flow or shareholders equity. Those numbers speak for themselves.

 

However, the big problem is most business owners focus on sales and sometimes operations and neglect financing. They focus on running the day-to-day business and ignore the impact financing, financial management, and cash management has on their business. Or they just don’t know. But in this case, ignorance is NOT bliss. Financial ignorance can lead to business failure.

Organizations like Small Business Development Centers (SBDCs), community colleges, and other institutions provide classes on getting started with your business, building sales and business development functions, marketing the company, hiring,... These are all necessary to know. However, all of this costs money and where does that money come from? Many business owners go gung ho at building the business then choke when the money seizes up.

Sound at all familiar?

So You Pursue the Banks!

Of course you want to obtain financing for your business before you have an overwhelming need. Perhaps you’ve tried so many times to approach banks or other lenders only to be turned down you don’t know what to do anymore. Or maybe you only tried one or two and were turned down but quickly grew frustrated because no one told you what the problem was.

Perhaps you’ve even sought out books on the subject. Usually these are filled with boring lists of various types of financing or lists of financing institutions but not enough actual usable information about when to use which type and why. There’s no acknowledgment that financing is not one size fits all. It varies depending on the stage of the business, the type of business, and sometimes even by industry. When you have no background in finance, it’s hard to decipher. You want to say, “Let my accountant handle all of it.” Don’t!!

Warning: Who Stole Your Cash!

I occasionally field calls from construction firms who don’t have the cash to finish a project. Their receivables are 45-60 days outstanding but they have to pay out cash in 30 days. I ask them if they’ve tapped out their line of credit. They ask me “what line?” I ask if they purchased supplies on a supplier line of credit. They say, “Again, what line?”. So I say, “Did you plan? Did you have any idea this would happen? Who stole your cash?”

But now there’s good news!

So what if you’re cash strapped because your credit line was reduced or frozen. Or maybe you grew so fast you didn’t have time to pursue a bank line. Now you just want to stop the robbing Peter to pay Paul or worrying about how you are going to make payroll this time more than anything else, and you should!

That’s where I come in. As a small business and financial advisor I have helped many small companies successfully obtain more than $31 Million in financing from many different sources.

 

Don’t Give Up on Financing Until You’ve Read This

A small construction company owner goes to the branch of the national bank where he keeps his business account. He asks to speak to the branch manager about a loan. The branch manager runs his personal credit report and informs him that he doesn’t qualify for a business loan.

But he didn’t stop there. He met with a business advisor who worked with his accountant to help him prepare his financial statements. The advisor wrote up a 6-page business plan. The construction company owner had this to report: She walked me through the process and explained why I didn’t get the loan. She then helped me get everything in order to package the business to the bank. After that she helped me find a business banker at a community bank that did a lot of business with construction firms. I sat down with them and was approved for a $50,000 loan.

Yes, that’s all it took!

 

Never Thought You’d Find (Enough) Money for Your Business? Think Again…

I know, because the resource I’m providing here has worked for dozens of people just like you. However, I don’t expect you to believe me until you see even more proof. Don’t just take my word for it – check out these real-life examples.

I’d like to thank you for the assistance provided to my company and your efforts to obtain financing. Your assistance in explaining financials, seeking out joint venture partners, and numerous other activities has been invaluable.”
Margo, President, Medical Real Estate Development Firm
 
“I enjoyed it tremendously. The information in this book brought a lot of clarity for me. I had a lot of lightbulb moments. I appreciate you. Thank you not just for the information but for the ‘How To’.”
Natasha, Owner, property management company
 
“THANK YOU FOR ALL YOUR HELP!! You are the best!”
Darryl, CEO, Promotional products company

I promise your situation is not unique. And more importantly – your situation is NOT hopeless.

The big problem is that people who find it very difficult to obtain financing typically make the same 3 mistakes repeatedly. And so do the people they talk to: fellow business owners, failed business owners, accountants, and small business consultants. These mistakes are also perpetuated by myths in the media.

 

Do you Make These 3 Mistakes When Seeking Funding for Your Business?

  • 1.      The first one is: Believing there is not enough money for small businesses.
  • 2.      The second is: Going to your bank and believing you have a relationship simply because you have a bank account there.
  • 3.      The third is:  Assuming that bank loans, credit cards and venture capital are the only capital sources available.

Wouldn’t you agree that it’s crazy to think you’ll get different results if you keep doing the same thing over and over again? Isn’t that the definition of insanity? If I kept touching a hot stove and kept getting burned – I’d be silly to think that the next time I touch that hot stove I won’t get burnt.

That’s why you need to try something different…

 

How to Obtain Small Business Funding in a Down Economy

You see, I’ve just completed a new resource called “Help! I Need Money for My Business Now!” that outlines and defines, in layman’s terms, how to obtain business financing regardless of your challenges. It is different than anything else on small business financing you have seen.

This ebook is the compilation of five years of advising and helping companies obtain funding.

 

Here are Just a Few of the Breakthrough Ideas inside “Help I Need Money for My Business Now!”:

  • Detailed, easy-to-understand descriptions of numerous financing sources
  • Advice to enable you to maximize your banking relationships
  • Coverage of debt (loans) and equity (investors) options
  • Step-by-step alternatives to pursue based on business type
  • Over 24 illuminating examples and case studies show what others have done in similar situations.
  • 3 different actual executive summaries that were used to access funding.

 

If you’re worried about the future…about the credit crisis and decreased access to business financing…the drop-off in business…and other factors driving the downturn in the economy, I have some insights you should seriously consider. And I have some step-by-step recommendations that will get you the working capital for business you seek.

 

Okay, So What's the Cost for This Incredible Resource?

 Let’s do a quick comparison – last time I checked an engagement with a small business consultant would set you back $3,000 - $5,000. Or you could confer with a financial advisor and pay a business plan writer. That combination would cost you $2,000 - $3,000, if not more.

The other option is for you to shell out $800 or more buying up all kinds of expensive small business finance books and business plan writing software that will most likely only sit on your shelf gathering dust.

Frankly, none of these options really seemed fair to me. So I figured out a way to provide you with a real bargain…

 

So what's the catch? Why am I practically giving this program away?

This sensational resource “Help! I Need Money for My Business Now!” is available to you as a downloadable ebook directly accessible from the Internet.

This way I have no inventory and no fulfillment costs. I don’t need to pay anyone to take the orders over the phone (though, you are welcome to call me at 404-348-4065) to rest assure we are a real company). This way I can pass along my cost savings to you. So you win and I win. But don’t worry, downloading the information in “Help! I Need Money for My Business Now!” is a real snap. I am definitely no techno whiz and I had no problem. (It works perfectly with PCs and MAC computers.)

Now because you are downloading everything online – I’m not going to charge you anywhere near the amount you’d pay for a book with an accompanying manual. In fact, your total investment for the entire “Help! I Need Money for My Business Now!” resource is just $59.99!

But there’s more because you’ll also get…

 

3 Free Bonuses for Ordering by January 22:

  • Free Bonus Gift #1: Audio in mp3 format of interview covering startup funding and raising capital. A $19.99 value!
  •  
  • Free Bonus Gift #2:  The Special Report “Accessing Capital for Your Business Services Company”. A $19.99 value!
  •  
  • Free Bonus Gift #3: 1 Consultation by email. A $50.00 value!

Together these 3 free bonuses are worth more than double you investment in “Help! I Need Money for My Business Now!”.

I can only guarantee you will receive all three (3) bonuses if you order by January 22.

100% Risk-Free Guarantee:

Can I help you get business financing, cash flow, and a clearer financial picture of your business? Maybe. Maybe not.

But the only way to find out is to try everything in my program out entirely at my risk.

Here’s the best guarantee you’ve ever seen! Ask for a refund at any time  - via email, phone or fax - during the first 90 days and a check is on its way to you – for the full amount – even if you cancel on the 90th day. Keep everything I send you. Every bonus report. Every consultation. Every audio file. It’s all yours FREE forever! I can’t be any fairer than that. Re-read the above paragraph for loopholes if you like. You won’t find any. My money-back guarantee is absolute. That’s how sure I am you’ll benefit like crazy from “Help! I Need Money for My Business Now!”. See if I am right.

 

You Really Can’t Afford Not to Invest in This Program!

The next move is up to you. I’ve shown you that the “Help! I Need Money for My  Business Now!” is as risk-free as an offer can come. You and I both know that if you’ve read this far in the letter, you’re truly interested in raising capital - improving your business and cash flow. All that’s left to do now is take action.

 

Order now through our SecureServer, and get instant access! Click Here Now

Click here for an instant download of this material. Once your credit card is approved, you will be taken to a special download page where you will download everything along with your FREE bonuses.

It doesn’t matter if it’s 3:00 am in the morning!

You will be downloading and learning from this breakthrough information within just a few minutes…and using it to master business financing!

Sincerely,

  Tiffany Wright

Tiffany Wright

Click here if you decided not to buy

P.S. Don’t forget: This is a tax deductible business expense. Your real cost after your tax credit is approximately 20-35% less.

P.S.S. If you continue to pursue financing the same way, you’re going to get the same results. What I’m offering you is the easiest, most risk-free way to try the ebook so you can see for yourself how we can help you obtain the financing and working capital for business you’ve always wanted. In addition, please remember that this is no-risk. The only way you could incur any risk at all is by not accepting.

Click here - order through Paypal or our Secure Server and get immediate access!

Toca Family Services, LLC, 595 Piedmont Ave. NE
Suite 320-206, Atlanta, GA 30308
Phone: 404-348-4065    Fax: 404-348-4469
Email: tiffany@tocafamilypublishing.com

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